Social Security Q&A LIVE — Spousal, Survivor + Disability Benefits | Office Hours Ep. 4 📱

Join our community - Get Direct access to me, weekly briefings, and a community working through these decisions together. ➡️ https://www.skool.com/benefits-insider 📅 LIVE today at 4:00 PM ET — Office Hours Episode 4. Most retirees miss it: your own Social Security benefit may not be the biggest one you're entitled to. There are FIVE different ways to claim Social Security on someone else's record — and the SSA rarely explains how they connect. Today we walk through every single one. 🎯 ON EPISODE 3: ✅ Regular spousal benefits — and the cost of claiming at 62 vs FRA ✅ Divorced spousal benefits — the 10-year rule and what it unlocks ✅ Survivor benefits — and the switch strategy almost nobody uses ✅ Divorced survivor benefits — the most underclaimed benefit in Social Security ✅ How all of this connects to SSDI and SSI ✅ Disabled Widow's Benefit — the survivor benefit that starts at age 50 ✅ Real case studies with dollar amounts in every section Bring your questions. The chat will run hot on this one — every situation is different. 👋 WHO I AM: I'm Kwame Kuadey, finance educator at Johns Hopkins Carey Business School and creator of Benefits Insider. For more than a decade I've helped older Americans understand the Social Security benefits they've earned. 📚 FREE GUIDE — 7 Biggest Social Security Mistakes: The mistakes that cost retirees thousands. Covers spousal, survivor, and claiming errors. ➡️ benefitsinsider.co/social-security-mistakes 🎯 SOCIAL SECURITY BENEFIT AUDIT ($47): A 7-point review of your specific situation — including which spousal/survivor benefits apply to you and which to claim first. ➡️ seniorfirststore.com/products/social-security-benefit-audit 👥 BENEFITS INSIDER CIRCLE (Skool Community): Try free for 7 days. Direct access to me, weekly briefings, and a community working through these decisions together. ➡️ skool.com/benefits-insider 📬 THE DAILY 3 NEWSLETTER: Three benefits updates in your inbox, Monday through Friday. Free. ➡️ benefitsinsider.co/daily-3 🏥 CHAPTER MEDICARE (PARTNER): Comparing Medicare plans? Chapter's licensed advisors can walk you through your options. ➡️ askchapter.org/insider — or call (539) 205-2147 ⏰ Office Hours is LIVE every weekday at 4:00 PM ET. Subscribe + tap the bell so you don't miss it. #SocialSecurity #SpousalBenefits #SurvivorBenefits #SSDI #SSI #Retirement #BenefitsInsider #OfficeHoursWithKwame --- DISCLAIMER: Office Hours with Kwame Kuadey is for general informational and educational purposes only. It is not legal, financial, tax, or insurance advice. Kwame Kuadey is not a registered investment adviser, attorney, or licensed insurance broker. Benefits Insider is not affiliated with the Social Security Administration, the Centers for Medicare & Medicaid Services, the USDA, or any other federal or state agency. Always consult a qualified professional and the relevant government agency before making decisions about your benefits.