First Home Buyers Guide NZ: Step-by-Step Process

Buying your first home in NZ isn’t about finding “the one” - it’s about not getting burned in the process. In this 2026 first home buyers guide, we break down everything you need to know - from deposits (5% vs 10% vs 20%) and mortgage pre-approval to affordability, property valuation, auctions, negotiation, and due diligence so you don’t overpay or miss out. Next Steps: Want to know exactly what you can afford and how to structure your first home purchase? Get in touch with the Lighthouse Mortgages team. https://lighthousefinancial.co.nz/mortgages/ For more money tips follow us on: Facebook - https://www.facebook.com/lighthousefinancialnz/ Instagram - https://www.instagram.com/lighthousefinancialnz/ The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.