RBI New Bank Rules from April 1 2026 - Big Changes to UPI Limits, ATM Charges & More | Meghala

Buy Best Term Insurance👇🏻 https://tinyurl.com/muue4njc . . . . . RBI New Bank Rules from April 1 2026 - Big Changes to UPI Limits, ATM Charges & More | Meghala 00:01 - 🔔 Introduction 00:25 - 🔐 Security Changes Overview 01:07 - 🏦 RBI Risk-Based Authentication 01:36 - 🔑 Two-Factor Authentication Update 03:06 - 🔄 Mandatory PIN Changes 03:36 - 📱 SIM Swap & Device Security 04:07 - 💸 ₹5000 Limit for First 24 Hours 04:57 - 🧠 Behavioral Security System 06:04 - 🔍 Suspicious Transaction Detection 07:11 - 🛡️ Importance of Financial Safety 07:59 - 📜 Insurance Promotion Segment 08:20 - 👤 Verified Name Feature 10:32 - 💳 Fraud Refund Policy 11:13 - 🏛️ Bank Liability & Compensation 12:15 - 📌 Key Takeaways Summary 13:17 - 📢 Awareness & Sharing Message Big updates from RBI are changing how your bank transactions work from April 1! 🚨 In this video, we break down the latest RBI banking rules 2026, including new UPI security updates, OTP changes, and advanced risk-based authentication systems designed to stop fraud. Learn how these changes affect your daily payments on apps like Google Pay, PhonePe, and Paytm. Discover the new SIM swap transaction limits, improved biometric authentication, and how behavioral tracking adds an extra layer of protection. We also explain the new fraud refund rules, how much compensation you can get, and when banks are liable for losses. Plus, understand how verified names in UPI will help prevent scams and ensure safer money transfers. 🔑 Key Topics Covered: RBI new rules for banking & UPI OTP vs biometric authentication changes SIM swap fraud prevention limit (₹5000 rule) Behavioral security & risk-based authentication Verified name system in payments Fraud refund & compensation rules 📌 This video is essential for anyone using digital payments in India. Stay informed, stay safe, and protect your money from scams! 👉 Watch till the end and share this with your family & friends to spread awareness. #rbi #rbinewrules #upinews #upiupdate #bankingrules #digitalpayments #otpsecurity #fradalert #simswap #moneysafety #indiabanking #financeindia #tamilfinance #onlinebanking #cybersecurityindia #paymentsecurity #moneytips #personalfinanceindia #financetips #bankupdates DISCLAIMER This video is for educational and informational purposes only. The content discusses digital security updates, RBI guidelines, and financial safety practices based on publicly available information as of April 2026. While we strive for accuracy, banking regulations and app features may change; always verify details with your official banking institution or the RBI website. We do not provide personalized financial, legal, or investment advice. The mention of specific insurance products or apps is for illustrative purposes and does not constitute an endorsement. Protect your personal data—never share your OTP, PIN, or passwords with anyone. Participation in financial activities involves risk. rbi new rules 2026 india rbi guidelines latest 2026 upi new rules april 2026 upi transaction limit 2026 india banking changes april 1 2026 india rbi circular 2026 latest updates digital payment rules india 2026 upi cooling period rules india rbi kyc update 2026 bank account rules india 2026 online banking security rules india upi fraud prevention rules 2026 otp verification new rules india sim swap fraud prevention india 2026 rbi fraud refund rules 2026 upi autopay rules 2026 india google pay new rules india 2026 phonepe latest update india 2026 paytm upi update 2026 india bank atm withdrawal rules 2026 atm charges new rules india 2026