Face the Debt You’ve Been Avoiding | February 6, 2026

💵 Type your money question, get a Ramsey answer instantly. → https://ramsey.solutions/q74gfe 🚢 ⁠⁠Book your cabin: Save $300 this week only! → https://ramsey.solutions/4mu7qr Rachel Cruze and Dr. John Delony answer your questions and discuss: - “Should we file bankruptcy due to the $350k my husband lost day trading?” - “How do I start to tackle my debt?” - “Should I use a VA loan to buy a home?” - “I feel like I’ll never be able to buy a house” - “Should I cash out my whole life policy?” - “Should I slow down the baby steps to deal with my chronic illness?” - “How do I buy out my “manchild” ex-husband from our house?” - “Should I use a debt relief company or an attorney to settle my tax debt?” - “How do I convince my fiancé to be financially independent from his family?” - “My wife isn’t involved in our finances. Is that a problem?” - “Should we cash out our annuity?” From Today's Episode: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 🚢 ⁠⁠Cruise with Ramsey: Save $300 this week only! https://ramsey.solutions/hw31jc 🔥Microhabits for a better marriage. Download the Together app. https://ramsey.solutions/lscy0n Helpful Resources from Ramsey Solutions: 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/p3qkzb 💵 Start eliminating debt for free with EveryDollar - https://ramsey.solutions/p6iabj 🏘️ Find a Ramsey Trusted Real Estate Agent- https://ramsey.solutions/i9l8x3 📊 Free Tools & Resources to Help You With Investing – https://ter.li/st2jne Connect with our Sponsors: - Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio - Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey - Go to Casper Sleep and use promo code RAMSEY to learn more. ⮕ https://www.Casper.com/Ramsey - If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off. - Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget - Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/ - Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey - FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey - Debt collectors hassling you? Take back control of your life at Guardian Litigation Group ⮕ https://www.GuardianLit.com/Ramsey - Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com - Use code RAMSEY to save 20% at Mama Bear Legal Forms ⮕ https://www.MamaBearLegalForms.com - Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey - Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey - Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/ Explore more from Ramsey Network: 💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h 🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g 🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa 💡 The Rachel Cruze Show ⮕ https://ter.li/roya3c 💰 George Kamel ⮕ https://ter.li/2ma765 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn 📈 EntreLeadership ⮕ https://ter.li/proqeb Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy Products: Breaking Free From Broke: https://ter.li/erxgtw Baby Steps Millionaires: https://ter.li/lc5vki Build a Business You Love: https://ter.li/gqi49q Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn Total Money Makeover: https://ter.li/0rvomx I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p Smart Money Smart Kids: https://ter.li/jyghza EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6 Questions for Humans: Intimacy https://ter.li/jcaqu4 Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5