10 Jaw-Dropping Money Stats of the Average Person (2025)

Start banking smarter today through Chime® and get up to a $350 bonus here: http://chime.com/humphrey Thanks to Chime for sponsoring this video! 🌟 Companion Website for Reviews and Resources: https://humphreysguide.com 👾 Join the free Discord Community: https://discord.gg/xJzsaGaaDE 🐪 Hump Days Newsletter ➭ https://humpdays.substack.com WHO AM I? Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth. PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel! SOCIALS: * Second Channel: https://youtube.com/@hug * Instagram: https://instagram.com/humphreytalks * Twitter: https://twitter.com/humphreytalks * TikTok: https://tiktok.com/@humphreytalks ⏱️ Timestamps: 0:00 - Start Here 0:15 - Negative Equity on Car Trade-Ins 2:35 - Buy Now, Pay Later Debt 4:12 - $18T Sitting in Big Banks 5:56 - Can't Cover a $1k Emergency 7:03 - Median Account Balance 8:26 - Leaving Roth IRA in Cash 10:10 - Market Doubles Every 10 Years 12:05 - Median Homebuyer Age 13:40 - Net Worth To Be In Top 10% 14:47 - Savings Rate Stat Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. 3.50% Chime+ APY is only available to members who maintain eligibility for Chime+ status, otherwise the 1.00% APY will apply. APY means Annual Percentage Yield. No minimum balance required. See Chime.com for details. The national average rate can be found on the FDIC’s National Rates and Rate Caps website here: https://www.fdic.gov/national-rates-and-rate-caps. Terms apply. Limited time only, must open the new account and complete qualifying activities to earn 3 individual rewards, up to a max of $350.00, as described at https://www.chime.com/policies/newmemberofferv3