3 Govt Schemes Better than FD? #finance #money #business #gkindia #basicgyaan
Apr 3, 2026•Channel
AI Analysis
Data from YouTube Data API v3•Updated Just now
Video Overview
Video Details
Published3 months ago
Duration1:03
Video IDOWDTzpF4-4c
Languageen
CategoryEducation
PrivacyPublic
Made for KidsNo
Video TypeYouTube Short
Performance Metrics
Views3.2K
Likes214
Comments2
Engagement Rate6.81%
Likes per 100 views6.75
Comments per 1K views0.63
Description
Three government schemes that can offer better post-tax returns than many FDs and are considered very safe 💰
1️⃣ RBI Floating Rate Bonds
Interest around 8.05%, issued by RBI
7-year lock-in, interest paid every 6 months 🏦
2️⃣ Sukanya Samriddhi Yojana
Interest around 8.20%
Comes under EEE category — fully tax-free returns
Best for families with a girl child 👧
3️⃣ PPF (Public Provident Fund)
Interest around 7.1%, also tax-free (EEE)
Ideal for long-term planning (15 years) 📈