Paying Too Much, Yet Still Underinsured? | Inside a Financial Plan Ep 8
Feb 5, 2026•Channel
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Video Overview
Video Details
Published3 months ago
Duration36:05
Video IDQOWBpPebjvc
Languageen
CategoryEducation
PrivacyPublic
Made for KidsNo
Video TypeRegular Video
Performance Metrics
Views74
Likes6
Comments18
Engagement Rate32.43%
Likes per 100 views8.11
Comments per 1K views243.24
Video Tags
#insurance planning#life insurance nz#income protection insurance#trauma cover#health insurance nz#underinsured#financial planning nz#insurance review#kiwisaver insurance payout#non-pharmac cover#southern cross insurance#lighthouse financial#paying too much for insurance#how to structure insurance properly#insurance planning for families#life trauma and income protection explained#how income protection actually works#non-pharmac medical insurance explained
Description
You can be paying thousands for insurance and still be dangerously under-covered.
In this episode of Inside a Financial Plan, Callum walks Rachel and Dion through a full insurance reset - restructuring life, trauma, income protection, and health cover to reduce wasted premiums, close major coverage gaps, and align everything with their real financial plan, while increasing protection by thousands for only a marginal cost increase.
Next Steps: If you haven’t reviewed your insurance recently, talk to the Lighthouse Financial team to make sure your cover actually matches your life, your risks, and your long-term plan.
https://lighthousefinancial.co.nz/insurance/
This episode is proudly sponsored by PocketSmith: Big goals mean nothing without action. PocketSmith helps you track, plan, and stay accountable. Start today with 50% off your first two months.
https://www.pocketsmith.com/lighthouse/
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.