Ontario Auto Insurance Changes 2026 | Your Morning

Major changes are coming to Ontario auto insurance this summer, shifting most standard accident benefits from automatic coverage to an “opt-in” model. While the province says this offers more choice and lower premiums, insurance experts are warning about the potential risks of reduced coverage. Morgan Roberts, Vice President of RH Insurance, joins CTV Your Morning to unpack the new rules, explain what you might be giving up for a lower rate, and help you decide which benefits are essential for your policy. #autoinsurance #insurance #ontario #canadanews #coverage Subscribe to Your Morning for the latest: http://bit.ly/2hX11GF Connect with Your Morning: https://www.ctv.ca/shows/your-morning Follow Your Morning on TikTok: https://www.tiktok.com/@yourmorningctv Start YOUR MORNING with us. Hosts Anne-Marie Mediwake, Lindsey Deluce & Kelsey McEwen get you up to date on what Canadians will be talking about today, weekday mornings on CTV & CTV News Channel, 6am-9am ET (7am-10am AT, 730am-1030am NT)