How India’s Banking System Really Works | UPI, RBI & Future of Finance [Explained]

India processes over 596 million UPI transactions daily, signaling a transformative shift in its banking landscape. In this video, we delve into the intricacies of the Indian banking system, exploring: 1. The structure and functions of Retail, Corporate, and Priority Sector Lending 2. Differences between Scheduled and Non-Scheduled Banks 3. The pivotal role of the Reserve Bank of India (RBI) in regulating monetary policy 4. Key financial metrics: GNPA, CRAR, CASA Ratio, and Net Interest Margin (NIM) 5. The rise of digital payments and the impact of UPI on the economy 6. Performance highlights from FY24, including deposit growth and profitability 7. Challenges faced by banks: cybersecurity, regulatory compliance, and fintech competition 8. Future outlook: AI integration, open banking, and demographic shifts Content: 00:00 - Structure of India’s Banking System 01:38 - Bank Revenues & Performance Metrics 03:17 - Market Composition 04:58 - Growth Drivers 06:43 - Challenges & The Future Stay informed about the forces shaping India's financial future. Watch till the end and share your thoughts in the comments! 💬 🔔 Don't forget to Like, Share & Subscribe for more insights! 💬 Share your thoughts in the comments! Learn more: https://sharemarket.onelink.me/uMHZ/5... Disclaimer: https://share.market/terms-conditions Follow Us: Instagram: / sharedotmarket Linkedin: / sharedotmarket Twitter: https://x.com/SharedotMarket About PhonePe Wealth Broking: PhonePe Wealth Broking Private Limited, registered in April 2021 is a subsidiary of @PhonePe Private Limited and is registered with NSE and BSE as a Stock Broker, with CDSL as a Depository Participant and with AMFI as a Mutual Fund distributor. Launched in August 2023, Share.Market, a brand of PhonePe Wealth Broking, is a wealth and investment platform (app & website), catering to investors and traders of all expertise levels. The platform offers a wide range of investment products, including #stocks,#mutualfunds, #WealthBaskets, and more.