The TOP SECTORS Smart Investors Are BETTING on for the Next Market Cycle Ft. Kirttan Shah | FWS 91

If you need help with your finances, fill out this short form: https://topc.typeform.com/youtube Most investors believe better returns come from finding better stocks or the best mutual funds. This conversation challenges that belief. In this episode, Kirttan Shah, Founder and CEO of Truvanta Wealth, shares how serious portfolios are actually built when long-term capital, market cycles, and risk matter more than short-term performance. With over 20 years in the financial markets and experience advising large pools of capital, Kirttan explains why 2026 may not reward aggressive investing and why good schemes alone do not guarantee good outcomes. The discussion goes deep into how value, momentum, and growth rotate over time, why mid and small caps may not always be the answer, and how different asset classes like equities, gold, copper, debt, and even IT play specific roles depending on the phase of the market. A recurring theme throughout the episode is behaviour, how investor reactions often matter more than strategy itself. Kirttan’s approach focuses on simplicity, diversification, and staying invested through cycles rather than chasing recent performance. A large part of his own personal wealth is invested through mutual funds, structured thoughtfully across asset classes and investment styles. This is not a tips-driven finance episode. It is a clear framework for thinking about money, patience, and allocation when markets feel uncertain. — Subscribe: The 1% Club: YouTube: https://www.youtube.com/@onepercentclub12 Instagram: https://www.instagram.com/onepercentclub/ LinkedIn: https://www.linkedin.com/school/the-1-clubfws Sharan Hegde: Instagram: https://www.instagram.com/financewithsharan/ LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter/X: https://x.com/financewsharan – Sharan Hegde is a personal finance creator & founder of the 1% Club, simplifying money, markets, and mindset for India’s next generation of wealth builders. Timeline: 00:00 - Precap 01:00 - Introducing our guest: Kirttan Shah 03:48 - Why gold deserves a place in your portfolio 06:38 - Kirttan’s ideal allocation for a ₹10 Cr corpus 09:44 - Should you go all-in on large caps this year 10:36 - How to choose the right large-cap funds 11:50 - Will 2026 be a tough year for markets 14:32 - How to track early signs of market movement 15:01 - Value funds to consider for 2026 17:20 - How to actually judge a good mutual fund 19:50 - How to build a strong mutual fund portfolio 22:04 - Understanding the growth style of investing 22:46 - Value vs growth vs momentum explained simply 26:25 - Why index investing is basically momentum 28:06 - Why large-cap + value works well together 28:50 - Why momentum works best in mid caps 30:40 - Mid caps vs small caps: which really performs better 31:25 - Why small caps gave negative returns in 2025 33:00 - How wrong sector bets hurt your returns 35:50 - Sectors that could perform well in 2026 37:24 - Why the auto sector looks promising 38:20 - Why banking and financials may do well 38:55 - What to expect from the defence sector 39:32 - Why Kirttan is bullish on IT 43:00 - Should you invest in silver right now 46:30 - Is copper the next big opportunity 48:00 - What is the safest investment approach today 50:00 - Why investor behaviour matters more than strategy