Lower Rates Will Crash Home Prices - Jared Dillian | 10X Money Talks

https://www.grantcardone.com In this episode of 10X Money Talks, Grant Cardone sits down with macro trader, author, and Armington Capital founder Jared Dillian to talk interest rates, the yield curve, housing affordability, and why lower mortgage rates might actually push home prices down. They also get into what “financial peace” really looks like, smart (not extreme) personal finance, good debt vs bad debt, Bitcoin stress, and where Jared sees opportunity right now. Nothing here is financial advice. Do your own research and talk to a professional before making decisions. Subscribe for more interviews on money, real estate, markets, and wealth building. Chapters 00:00 Rates talk: why mortgage rates matter to real estate investors 00:43 Who is Jared Dillian + what Armington Capital does 01:44 Macro trading explained (top-down vs bottom-up) 02:24 How futures trade interest rates (2s, 5s, 10s, 30s) 02:43 Yield curve breakdown + where rates could go next 03:26 Jared’s call: mortgage rates to ~5.5% and what that implies 03:53 Jobs market signals: what’s weakening and why it matters 05:03 Housing affordability, builder incentives, and the real consumer story 06:15 The contrarian take: why lower rates could LOWER home prices 08:05 The “lock-in” effect: millions trapped in 2–3% mortgages 10:04 Economy reality check + politics and the Fed pressure campaign 13:30 “Be smart” finance: Jared’s middle-road approach to money 15:53 Why “extreme wealth” is a different game than peace 17:41 Retirement math: what “enough” can look like (real examples) 20:33 Portfolio risk in retirement: stocks vs income and bonds 21:48 Success, spirituality, and The Rule of 62 23:38 “You have to want it”: why most people don’t get wealthy 26:24 The real path to wealth: owning a business (not a W-2) 28:33 Debt explained: “vitamins” analogy + good debt vs bad debt 30:28 Jared sold Bitcoin: profit, psychology, and reducing stress 32:07 Real estate + Bitcoin hybrid idea + tokenization future 33:19 What Jared likes now (precious metals) + public vs private equity 35:06 Could rates go to zero again? What it would signal 36:20 Wrap-up + where to find Jared