9 Money Lessons I Wish I Knew In My 30s

Here are 9 money lessons I really wish I understood in my 30s. These are the things that would’ve saved me stress, helped me avoid some mistakes, and completely changed how I approached my finances in a decade that matters more than most people realize. I hope they give you something to think about! 🌟 Companion Website for Reviews and Resources: https://humphreysguide.com 👾 Join the free Discord Community: https://discord.gg/xJzsaGaaDE 🐪 Hump Days Newsletter ➭ https://humpdays.substack.com WHO AM I? Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth. PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel! SOCIALS: * Second Channel: https://youtube.com/@hug * Instagram: https://instagram.com/humphreytalks * Twitter: https://twitter.com/humphreytalks * TikTok: https://tiktok.com/@humphreytalks ⏱️ Timestamps: 0:00 - Start Here 0:11 - Increase Income Instead Of Cutting Costs 1:15 - You Need Less Money Than You Think 3:01 - Experience Over Material Items 4:16 - Add 10% Rule 5:14 - Do Not Buy Depreciating Assets With Debt 7:07 - Claim Your Prior-Year IRA Window 8:04 - Peace Of Mind Has Financial Value 9:51 - Capital Losses Carry Forward Indefinitely 11:48 - Your Genius Friend Isn't A Genius