Dwelling On Past Mistakes Won't Benefit Your Future Growth | January 13, 2026

❓Money question? Get answers from Ramsey-backed AI. → https://www.ramseysolutions.com/?utm_source=youtube_the_ramsey_show&utm_medium=organic_video&utm_campaign=ffp-askramsey&utm_term=ramsey_network_bu&utm_content=ramsey%20network%20-%20description%20-%20getanswers%20-%20010126 https://ramsey.solutions/eqlov6 Jade Warshaw and Ken Coleman answer your questions and discuss: - "Derek: Should I file for bankruptcy?" - "Should I cash out my 401(k) to pay off a 401(k) loan?" - "Section 8 housing is being built across the street from my house, should we move?" - "Should I change careers if it leads to a 40% pay cut?" - "I owe more on my car than what it's worth, how do I get out of this situation?" - "My sister-in-law owes me $14,000 I loaned her 7 years ago. How do I get her to finally pay me back?" - "I want to be in a relationship but I don't ever want to get married. How should I be structuring my finances?" - "Should I use a VA loan?". From Today's Episode: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💻 Need help with your taxes? See who we trust - https://ramsey.solutions/cy4vyo Helpful Resources from Ramsey Solutions: 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/p3qkzb 💵 Start eliminating debt for free with EveryDollar - https://ramsey.solutions/kbrvli 🏘️ Find a Ramsey Trusted Real Estate Agent- https://ter.li/gmulft 📊 Free Tools & Resources to Help You With Investing – https://ter.li/st2jne Connect with our Sponsors: - Stop paying more and start shopping smarter at ALDI ⮕ https://ALDI.us - Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio - Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey - Go to Casper Sleep and use promo code RAMSEY to learn more. ⮕ https://www.Casper.com/Ramsey - If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off. - Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget - Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/ - Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey - FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey - Debt collectors hassling you? Take back control of your life at Guardian Litigation Group ⮕ https://www.GuardianLit.com/Ramsey - Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com - Use code RAMSEY to save 20% at Mama Bear Legal Forms ⮕ https://www.MamaBearLegalForms.com - Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey - Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey - Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/ Explore more from Ramsey Network: 💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h 🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g 🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa 💡 The Rachel Cruze Show ⮕ https://ter.li/roya3c 💰 George Kamel ⮕ https://ter.li/2ma765 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn 📈 EntreLeadership ⮕ https://ter.li/proqeb Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy Products: Breaking Free From Broke: https://ter.li/erxgtw Baby Steps Millionaires: https://ter.li/lc5vki Build a Business You Love: https://ter.li/gqi49q Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn Total Money Makeover: https://ter.li/0rvomx I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p Smart Money Smart Kids: https://ter.li/jyghza EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6 Questions for Humans: Intimacy https://ter.li/jcaqu4 Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5