సొంత ఇల్లు కలగా మారిపోయిందా?🤔 | Central & State Government Housing Schemes | Home Loan Strategy 2026

👉 Download the Boss Wallah App now – https://bw1.in/191 -Trending Videos- ╔═╦╗╔╦╗╔═╦═╦╦╦╦╗╔═╗ ║╚╣║║║╚╣╚╣╔╣╔╣║╚╣═╣ ╠╗║╚╝║║╠╗║╚╣║║║║║═╣ ╚═╩══╩═╩═╩═╩╝╚╩═╩═╝ 📚 Related Courses 📚 🔥 Get up to 50% off on ➡️Stock Market Course📈 - https://bw1.in/932 ➡️Mutual Funds Course📈 - https://bw1.in/933 ➡️Course on Credit Card💳 - https://bw1.in/934 ➡️Credit Score Course📊 - https://bw1.in/973 ➡️Financial Freedom Course💰 - https://bw1.in/974 ✅Join Boss Wallah Whatsapp https://whatsapp.com/channel/0029VbAmUUX1dAw14pzYsj2I 00:00 Introduction 🏠 00:45 Govt schemes for own house 🏡 01:18 First Step: Affordability Test for Home Loan📊 01:57 Simple 20-30-20 rule explained 📐 02:38 Home loan tenure limit explained ⏳ 04:27 When EMI can go 50 percent 📈 07:24 Step Two: Valuation Test (Yield Spread Test) for Property Worth 🔍 07:56 Rental yield formula basics 🧾 09:45 Affordable property example 🏠 11:50 Practical rental yield example 📘 12:34 Step Three: Strategy for Small Monthly EMI 🤔 15:50 Invest EMI savings in SIP 📈 16:36 SIP plus EMI zero interest 💡 17:55 SIP creates huge wealth 💸 19:09 Mutual funds not guaranteed ⚠️ 19:43 Step Four: Accelerating Home Loan Repayment 🔥 25:39 Early EMIs mostly interest 🧾 26:18 Start prepayment early 🟢 26:50 Step Five: Due Diligence Before Property Purchase🧐 27:25 Add registration costs 💵 29:47 Options for low income buyers 🤝 30:18 PMAY housing subsidy explained 🏠 31:27 Telangana Indiramma scheme 🏡 33:06 Govt housing schemes summary 📋 33:39 Step Six: Home Loan Insurance🛡️ 35:22 Why term insurance better ✔️ 37:31 Build wealth with right plan 🌱 38:00 Conclusion 📲 సొంత ఇల్లు కలగా మారిపోయిందా?🤔 | Central & State Government Housing Schemes | Home Loan Strategy 2026 Has owning a home become just a dream? Learn how you can buy a ₹50 lakh house with just a ₹15,000 EMI, convert your home loan interest into an effective 0% strategy, plan smart EMI prepayments, and understand central and state government housing schemes—all clearly explained in this video. Watch till the end. 🏠💡 👍 Like this video if you found it useful! 📤 Share with friends & entrepreneurs. ✅ Subscribe for more powerful Personal Finance tips 🔔 Click the Bell Icon to never miss an update from Bosswallah Telugu! 💥 #homeloan #ownhouse #govtschemes #15kemi #50lakhshome #homeloantips #0percenthomeloan #pmay #realestateindia #telugufinance #financialplanning #homebuyingtips#bosswallahmedia #homeloan #homeloantips #homebuying #firsttimehomebuyer #homeloanemi #homeloaninterest #homeloanplanning #homeloanindia #homeloanschemes #pmay #governmenthousing #realestateindia #financialplanning #ownhouse #homeloanprepayment #mortgagetips #housingloan #personalfinanceindia #abhishekramappa #abhishekramappaanchor #financewithabhishekramappa DISCLAIMER We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions. home loan calculator home loan interest rates best home loan interest rates home loan EMI calculator home loan eligibility how to apply for a home loan home loan tips home loan for first time buyers home loan interest rate today home loan pre approval home loan lowest interest rate home loan documents required bank home loan rates HDFC home loan SBI home loan home loan repayment strategy home loan subsidies government home loan schemes home loan tax benefits home loan vs rent comparison SBI home loan EMI calculator HDFC home loan rates home loan interest rate India how to reduce home loan interest home loan prepayment strategy lowest EMI home loan home loan subsidy government