3 MAJOR Medicare Changes Before You Renew on Dec 7th (Don't Get Caught Off Guard!)

🚨 STOP before you hit that renew button! Medicare is changing in BIG ways this open enrollment, and you could be in for a nasty surprise if you don't know what's coming. Here are 3 critical changes you MUST consider: 1️⃣ MEDICARE ADVANTAGE PLANS are cutting services and leaving states - Benefits you had for FREE may be GONE - Your plan might not even be available in your state anymore - Make sure you're still covered! 2️⃣ ORIGINAL MEDICARE users in 6 states need PRE-AUTHORIZATION starting 2026 📍 Arizona, New Jersey, Ohio, Oklahoma, Texas, Washington State - Extra approval needed for services, procedures & devices - Plan ahead for this new requirement! 3️⃣ PRESCRIPTION DRUG COVERAGE is changing - Medications you take NOW might not be covered next year - Review your drug list BEFORE renewing! Don't navigate these changes alone—you deserve expert guidance to avoid costly mistakes! 📞 Call Chapter Medicare at ➡️ 539-205-2147 for FREE, unbiased advice from knowledgeable advisors. They're not there to sell you anything—just to help you find the best plan for YOUR unique needs and situation. Remember - Open Enrollment ends in THREE DAYS on December 7th! Get the expert help you need today! #Medicare #OpenEnrollment #MedicareChanges #MedicareAdvantage #OriginalMedicare #PrescriptionDrugs #SeniorHealth #HealthInsurance #Medicare2025 #RetirementPlanning #medicaretips ☎️ Stay in the loop—text 'Insider' to 443-293-0080 & get exclusive benefit updates delivered straight to your phone! ✅ Join our new community for Seniors 55+ - https://www.skool.com/benefitsinsider/about?ref=767393bccd92439299d332bacd1e500d ✅ Get our Complete 2025 Maximize Your Social Security Benefits Guide here: ➡️ https://benefitsinsider.co/social-security-benefits-insider-guide ✅ Never miss an update! Sign up for our Newsletter & become an Insider! ➡️ https://benefitsinsider.co/subscribe ✅ Add your EBT Card or P-EBT Card on Amazon to buy Groceries - NO MEMBERSHIP REQUIRED: ➡️ https://amzn.to/3OO8k5x Like our content? Buy us a coffee & help support our mission to help seniors and low income Americans! ➡️ https://ko-fi.com/foodstampsnow Unlock exclusive access to over $1,000 in EBT Discounts with our complete download guide (with links)! Get your copy here: ➡️ ➡️ ➡️ https://stan.store/BenefitsInsider ----------------------------------------------------------------------------------------------------------------------- Disclaimer Benefits Insider is not a government website or agency. We are not associated with the United States Department of Agriculture, Social Security Administration or any other entity of the U.S. Federal Government. We are a private company that provides information about government assistance benefits. This content is for informational and educational purposes only. Our content is not legal advice. Please consult legal counsel before making any decision with your benefits. The information provided is based on over a decade's worth of experience and research on government benefits. In addition, Benefits Insider is a reader-supported community. In order to continue providing free information, we participate in affiliate programs. This means that some of the links provided may be affiliate links that we earn a commission from - at no additional cost to you. If you need help with Medicare, please contact Medicare, your local State Health Insurance Program (SHIP), your current Medicare insurance agent/broker/plan, or feel free to contact my Medicare partner, Chapter, at 539-205-2147. Chapter: Memoir, Inc. d/b/a Chapter is a privately-owned, data and technology-enabled advisory that helps older Americans navigate retirement. Insurance agency services are provided by Chapter Advisory, LLC, a licensed health insurance agency and wholly owned subsidiary of Memoir, Inc. In California, Chapter Advisory, LLC does business as Chapter Insurance Services (Lic. No. 6003691). The information on this site has been developed for general informational and educational purposes. Chapter: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your option