This 5-Year Backtest Will Change How You Choose a Custodian #trading #IRA

Rolling your 401k into a self-directed IRA isn't complicated. Picking the right custodian model actually matters though. DWP charges AUM fees. iTrust Capital and Bitcoin IRA don't charge AUM but they charge per trade. Neither model is wrong. They just work out differently depending on how active you are and what you're holding. What DWP layers on top of the AUM fee is a proprietary algorithmic trading strategy that runs across four candlestick timeframes. Back tested over five years, the worst year came in around 6%. Best year cleared 60%. That's not a guarantee of anything, but it does give you a sense of the range and what the strategy is actually designed to do. The trading itself doesn't cost you extra. No per-trade fees on top of what you're already paying. So the real question isn't which custodian is cheaper. It's which model fits how you want your retirement assets managed. A flat AUM fee with active algorithmic management on one side. Pay-per-trade with more control on the other. Talk to both. Run the numbers for your specific situation. Don't let anyone make that decision for you. DWP also handles the 401k rollover process directly if you're starting from there.