Three MAJOR Credit Card Changes You MUST Know!
Dec 12, 2025•Channel
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Published6 months ago
Duration9:06
Video IDt8W9k3NDP7Q
Languageen
CategoryHowto & Style
PrivacyPublic
Made for KidsNo
Video TypeRegular Video
Performance Metrics
Views4.9K
Likes201
Comments6
Engagement Rate4.23%
Likes per 100 views4.11
Comments per 1K views1.23
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Description
Major credit card updates just dropped: Bilt has released a new United Airlines rent reward benefit, Chase is closing one of its Sapphire Lounges, and U.S. Bank has severely nerfed the Altitude Reserve. These changes affect how you earn points, redeem miles, and maximize credit card rewards in 2025.
In this deep-dive breakdown, Mike The Credit Guy explains:
• How the new Bilt x United partnership works and whether it’s better than earning Bilt points
• The real reason Chase is shutting down the Sapphire Lounge in Hong Kong
• How the Altitude Reserve nerf guts 1.5cpp redemptions, limits mobile wallet earnings, and restricts the $325 credit
• Why banks are restructuring premium cards and rewards programs
• What moves you should make NOW to stay ahead of these changes
If you care about maximizing travel rewards, rent payments, points transfers, airline redemptions, and premium card perks, this is must-know information.
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🕒 CHAPTERS
00:00 — Three Huge Card Bombshells
00:55 — Bilt’s New Rent Benefit
02:25 — Value Breakdown
04:00 — Why Bilt Made This Move
04:40 — Chase Lounge Shutdown
07:10 — Why Chase Pulled Out
09:00 — Altitude Reserve Nerf
12:45 — The Real Truth
13:30 — What This Means for You
14:40 — Final Thoughts
This video may contain links through which we are compensated when you click on or are approved for offers.
Limitlessculturegroup.com or mikethecreditguy.com is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more."
Disclaimer: I am not a financial advisor. Limitless Culture and/or Mike The Credit Guy does not provide tax, legal or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
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