9 Things You Must Do Before 2026 (Financially)

Here are the 9 financial moves you should be really focusing on before the year ends to set yourself up for a stronger, more intentional 2026. These quick steps will help you organize your money, boost your savings, and start the New Year confident and prepared. Backdoor Roth IRA Rules: https://www.whitecoatinvestor.com/17-ways-to-screw-up-a-backdoor-roth-ira/ 🌟 Companion Website for Reviews and Resources: https://humphreysguide.com 👾 Join the free Discord Community: https://discord.gg/xJzsaGaaDE 🐪 Hump Days Newsletter ➭ https://humpdays.substack.com WHO AM I? Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth. PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel! SOCIALS: * Second Channel: https://youtube.com/@hug * Instagram: https://instagram.com/humphreytalks * Twitter: https://twitter.com/humphreytalks * TikTok: https://tiktok.com/@humphreytalks ⏱️ Timestamps: 0:00 - Start Here 0:14 - Take Stock Of Your Cash 1:29 - Take Advantage of Free Money 3:20 - Debt/Asset Tally 5:18 - Optimize The Big 3 6:34 - Tax Loss Harvest 9:10 - Review & Renegotiate Bills 10:11 - Tax-Free Money Opportunities 12:41 - Know Your Savings Rate 13:41 - Set Your Financial Goals for 2026