Abhishek Kar

RBI Action on Banks: Insurance Selling Exposed!

Are banks forcing you to buy insurance policies just to meet their targets? Discover how major Indian banks earned over ₹20,000 crore from insurance sales and brokerage commissions in FY26! In this video, we dive deep into the booming bancassurance business in India, analyzing annual reports from top private and public sector lenders like HDFC Bank, ICICI Bank, Axis Bank, and State Bank of India (SBI). We break down how top private banks generated nearly 80%—close to ₹16,000 crore—of this fee income, why insurers heavily rely on bank distribution networks, and the growing concerns around insurance mis-selling. We also discuss the strict new regulations and guidelines by the Reserve Bank of India (RBI) and IRDAI effective from January 1, 2027, which mandate full compensation to customers for mis-sold financial products and overhaul commission frameworks. Watch till the end to understand how these changes impact your finances and the future of banking in India. Comment below your opinion: Should banks be allowed to sell third-party insurance products? Don’t forget to like, share, and subscribe for more insightful financial updates! Get access to best algo strategies for FREE and zero brokerage on first 25 trades Open account: https://lemonn.co.in/affiliate-deeplink?data=oumyfk Get discount plus best FIU registered crypto exchange access Delta exchange FIU registered for crypto : Link : https://www.delta.exchange/?code=abhi26 SUBSCRIBE TO AKTALKS channel : https://www.youtube.com/channel/UCYdGwhj5wSS7tkQx_g3j62w — 👉FREE MARKET VIEW : https://telegram.me/abhishekkarofficial 🐤TWITTER : https://twitter.com/Abhishekkar_ 😎INSTAGRAM : https://www.instagram.com/abhishekkarofficial/?hl=en ⏹FACEBOOK : https://www.facebook.com/abhishekkarofficial — 🤩Top video series to watch: 😲SCAM : https://youtube.com/playlist?list=PLyEvUpwXRAdP3HryhpDWAFAdmlu2z8-hX 🤘INSPIRATIONAL TRADERS : https://youtube.com/playlist?list=PLyEvUpwXRAdPUT7VpaVblOxAVxAdGwmWU — 😉About: Abhishek Kar is an investor with a decade’s experience in the stock market. He is a TedX speaker and has been a keynote speaker at various university events. With this channel he tries to educate retail about stock markets,derivatives and also helps beginners to learn various concepts of finance ranging from fundamental analysis,options trading,futures trading to technical analysis and even live trading. — Disclaimer : All the videos made on this channel are for educational purpose. Investing and trading in stock markets is a risky business,hence please do your own research or consult your financial advisor before investing .Abhishek Kar doesnt give any tips or calls,simply expresses views for educational purpose. - LIKE SHARE SUBSCRIBE -