Nischa

Why I'm Changing How I Invest (Before It's Too Late)

🎓 Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investjune1 In this video, I break down why I'm changing how I invest after one of the world's most popular index funds just hit record highs, what role AI is playing in that decision, and what it might mean for your own portfolio. I spent 13 years in finance, qualified as a chartered accountant and worked in investment banking for 9 years, and this is how I'm thinking about it. Whether you're just starting out or you've been investing for a while, this one is worth paying attention to. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Time Stamps: 0:00 — Intro 1:00 — How the S&P 500 actually works 1:44 — The historical returns you need to know 2:37 — Why I'm rethinking my strategy 2:45 — The Magnificent 7 explained 3:46 — What AI has to do with your investments 4:15 — The dot com bubble and what it taught us 5:21 — How I'm changing what I invest in 6:32 — Why the S&P 500 is less diversified than you think 7:32 — Why I'm shifting towards global stocks 9:15 — How I personally split my portfolio 11:01 — Why panic selling destroys long term returns DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply