The Ramsey Show

The Decisions You Make Now Shape Your Success | July 20, 2026

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. → https://ramsey.solutions/yo0vkt ❓ Have a money question? Ask Ramsey is here to help. → https://ramsey.solutions/2ffdw1w0 George Kamel and Jade Warshaw answer your questions and discuss: - “Should we pay off $40,000 in credit card debt or go into stork-mode?” - “How do I weigh passion versus earning potential when choosing a career?” - “Should I drain my emergency fund to buy a house?” - “Should I buy a business for $200,000?” - “How do we get our daughter to pay us back for her student loans?” From Today's Episode: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET 📩 Email Dave On-Air With Your Questions on Debt and Finance - https://ramsey.solutions/lal3wnh7 💵 Start eliminating debt for free with EveryDollar - https://ramsey.solutions/iaopyr 🏠 Get organized and prepared to buy or sell a home - https://ramsey.solutions/hvkahs 🚢 Set Sail with Dave Ramsey! Book your cabin today. - https://ramsey.solutions/n388eblx 💸44 Side Hustles to Increase Your Income - https://ramsey.solutions/zc243e45 Helpful Resources from Ramsey Solutions: 🏘️ Find a Ramsey Trusted Real Estate Agent- https://ramsey.solutions/i9l8x3 📊 Free Tools & Resources to Help You With Investing – https://ter.li/st2jne Connect with our Sponsors: - Go to Angel Studios to discover entertainment you can feel good about. ⮕ https://www.Angel.com/Ramsey - Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/Ramsey - Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey - If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off - New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY. ⮕ https://www.chministries.org/budget - Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/ - Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey - FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey - Debt collectors hassling you? Take back control of your life at Guardian Litigation Group ⮕ https://guardianlit.com/ramsey?utm_source=video&utm_medium=ramsey_show - Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com - Use code RAMSEY to save 20% at Mama Bear Legal Forms ⮕ https://www.MamaBearLegalForms.com - Visit NetSuite today to learn more. ⮕ https://www.netsuite.com/Ramsey - Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. ⮕ https://www.Quo.com/Ramsey - Sign up for your $1.00/month trial at Shopify. ⮕ https://www.Shopify.com/Ramsey - Call 844-2-RAMSEY to get started with YRefy. ⮕ https://www.Yrefy.com/Ramsey - Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today. ⮕ https://www.zander.com/ Explore more from Ramsey Network: 💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h 🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g 🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa 💰 George Kamel ⮕ https://ter.li/2ma765 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn 📈 EntreLeadership ⮕ https://ter.li/proqeb Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy Products: Breaking Free From Broke: https://ter.li/erxgtw Baby Steps Millionaires: https://ter.li/lc5vki Build a Business You Love: https://ter.li/gqi49q Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn Total Money Makeover: https://ter.li/0rvomx I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p Smart Money Smart Kids: https://ter.li/jyghza EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6 Questions for Humans: Intimacy https://ter.li/jcaqu4 Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5