Living in Omaha - David Matney

Homeowners Insurance Rates Are Exploding Across Nebraska!

Homeowners insurance in Nebraska has changed, and if you are buying a home, selling a home, or already own one, this is a topic you cannot afford to ignore. In this livestream, I’m joined by Josh Rasmussen with NR Insurance to break down what Nebraska homeowners and homebuyers need to know about insurance, roofing, hail damage, rising premiums, deductibles, and coverage mistakes that can cost you thousands. We’ll talk about: Roof age and why it matters so much in Nebraska Hail damage and how it impacts insurance claims Replacement Cost vs. Actual Cash Value roof coverage Wind and hail deductibles What a 1% or 2% deductible really means Cosmetic damage exclusions What buyers should ask before closing Why insurance premiums are rising What water damage may or may not be covered Sewer backup, sump pump overflow, and service line coverage Common insurance mistakes Nebraska homebuyers make If you are relocating to Omaha, buying a home in Nebraska, or simply trying to understand why homeowners insurance has gotten more expensive, this livestream will help you ask better questions before you get surprised at closing — or after the next hailstorm. Join us live and bring your questions for Josh Rasmussen with NR Insurance. Thinking about buying or selling a home in Omaha or the surrounding area? I’m David Matney, a local Realtor with Nebraska Realty, and I help people buy, sell, and relocate throughout the Omaha metro area. Call/Text: 402-490-6771 Email: [email protected] Website: LivinginOmaha.com Search homes in the Omaha area: LivinginOmaha.com Download my Omaha relocation resources: LivinginOmaha.com Disclaimer: This livestream is for general educational purposes only and should not be considered legal, insurance, financial, or real estate advice. Insurance coverage varies by carrier, policy, property condition, claim history, and individual circumstances. Always speak directly with a licensed insurance professional about your specific situation. I am a licensed real estate agent in Nebraska, not an insurance agent.